Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases in fixed monthly installments over 3, 6, or 12 months.

Affirm loan application process steps:

1. At checkout, choose Pay with Affirm.
2. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.
3. To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
4. Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan. 
5. You can repay your loan over three, six, or twelve months. Affirm states the amount of your fixed monthly payments and the total amount of interest you’ll pay over the course of the loan..
6. To accept Affirm’s financing offer, click Confirm Loan, and you’re done.

After your purchase, you’ll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. Your first monthly payment is due 30 days after we (the merchant) process your order.

Yes! Affirm works hard to be completely transparent. You’ll see the amount of interest you’ll owe on the terms page and again on the loan confirmation page. If you pay off your loan early, you’ll receive a rebate for any interest that hasn’t yet accrued.

Have more questions about Affirm? Please visit the Affirm Help page

You can pay for a funeral, cremation, or pre-planned funeral immediately and pay over several months. This payment option allows you to split the price of your purchase into fixed monthly payments that fit your budget.

The application process is secure and real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan – all within seconds.

You don’t need a credit card to make a purchase. Affirm lends to Altogether Cremation directly on your behalf.

You may be eligible for Affirm financing even if you don’t have an extensive credit history. Affirm bases its loan decision not only on your credit score but also on several other data points about you.

Affirm does a “soft” credit check, which verifies the customer‘s identity but does not affect a customer’s credit score. Affirm‘s underwriting model does not use a hard credit check. There is no effect on a consumer‘s credit score when they apply for an Affirm loan.